Did you know that not all dogs are covered under your Landlord policy? In fact, many major insurance carriers limit coverage to specific breeds of dogs.
The prime "no-insure" dog targets are large dogs that tend to inflict a lot of damage. Other concerns that impact an insurance company's willingness to cover a breed include the frequency of dog bites for the breed, the breed's reputation, as well as research conducted by the Centers for Disease Control and individual insurance companies. Many of these dogs are fine with their owner and owner's family, but are territorial and can become aggressive if someone enters their home's boundaries/territory, such as a neighborhood child. If the child comes into the yard the dog may react negatively toward the "intruder".
So, the first item you need to check out on the rental application is the type of breed the potential tenant's dog is and check with your insurance carrier. Each carrier has different requirements. For instance some will allow a German Shepherd and others will not.
There are a number of breeds that could raise your insurance or exempt you from obtaining insurance. I have listed some of them below.
Akita, Alaskan Malamute,Chow Chow, Doberman Pinscher, Pit Bull, Rottweiller,Siberian Huskey, Stafordshire Bull Terrier, Wolf Hybrid,Cane Corso, Argentinian Mastiff.
Also, be careful when you advertise, will consider small dog, as you may be setting yourself up for a problem.
If you haven't rented your home before, use a reputable and knowledgeable Real Estate Brokerage firm that has a Rental Deparment. They are better equipped to help you understand the rental process.